Jon's MENSA Question of the Day

Today's question:

"See," said the richest man in the world to his secretary as he bought up another country, "money talks." The secretary sighed. "He's right," she said. (The rest is cryptic--a simple substitution.)
"13 15 14 5 25 20 1 12 11 19, 2 21 20 20 15 13 5 9 20 19 1 25 19 7 15 15 4 2 25 5."

And Sunday's question:

The two youngsters were playing with pennies. Neither of them had many. They did figure out that if you squared the number of Abe's pennies and added Lizzy's pennies, you'd have 62; but if you squared Lizzy's pennies and then added Abe's, you'd have 176 pennies. Since they didn't have either amount, they gave up, but how many pennies did eahc one actually have?

Last week's answers are coming shortly. Good luck.